Terms of Use
The short version. Sincerra is not a lender. We connect business owners with funding providers, who make their own decisions and set their own terms. Using this site or applying doesn't commit you to anything, and it doesn't guarantee you'll be funded.
These terms apply to your use of sincerrafinancial.com and to requests you submit through it. The site is operated by Sincerra Financial, a d/b/a of Anatian Consulting Inc ("Sincerra," "we," "us"). By using the site, you agree to these terms.
What Sincerra does
Sincerra Financial is not a lender and does not make credit decisions. We connect business owners with third-party funding providers. All financing is subject to the provider's underwriting and approval, and not all applicants will qualify.
Revenue-based financing and merchant cash advances are purchases of future receivables, not loans. Products are for business purposes only, not for personal, family or household use.
No offer or guarantee
Nothing on this site is an offer of financing, a commitment to fund, or a guarantee of approval, amount, cost or timing. Submitting a request only starts a conversation. Any offer comes from a funding provider, and you're free to accept or decline it.
Financing terms and costs
The terms and costs of any financing are set by the funding provider and disclosed in the financing agreement and any required disclosures that come with it. Read those documents carefully and ask questions before you sign. Where state law requires a commercial financing disclosure, it's provided with the offer.
How we're paid
Sincerra may receive compensation from funding providers when financing is completed. [Confirm with counsel whether any fees are ever charged to the business owner, and disclose them here if so.]
Your information and responsibilities
You agree that the information you give us is accurate and complete, and that you're authorized to request financing for the business you name. We share your information with funding providers as described in our Privacy Policy.
Please don't misuse the site: no submitting false information, interfering with how it works, or trying to access systems you aren't authorized to use.
Third-party providers
Funding providers are independent companies. We aren't responsible for their decisions, products, agreements or conduct, and your financing relationship is with the provider.
Site content
The content on this site is general information, not financial, legal or tax advice. Talk with your own advisors about what's right for your business. The site, its design and its content belong to Anatian Consulting Inc and may not be copied without permission.
Disclaimers and limits of liability
The site is provided "as is" and "as available," without warranties of any kind, to the fullest extent the law allows. To the fullest extent the law allows, Sincerra and Anatian Consulting Inc are not liable for indirect, incidental, special or consequential damages arising from your use of the site or from any funding provider's decisions or products. [Counsel to confirm wording and any cap.]
Governing law
These terms are governed by the laws of the State of [STATE], without regard to its conflict-of-law rules. [Counsel to confirm venue and any dispute resolution terms.]
Changes to these terms
We may update these terms from time to time. When we do, we'll change the effective date above. Continuing to use the site after a change means you accept the updated terms.
Contact us
Sincerra Financial, a d/b/a of Anatian Consulting Inc
[ADDRESS]
[EMAIL] · [PHONE]